“We are unable to quote for house insurance since our records show you are within 50m of water and are at risk of flooding”.
Well, yes I am within 50m of water. Its called the North Sea, its clearly visible out of all my front windows. What isn’t being accounted for are the sea defenses, a lower and upper promenade and a road between me and it, not to mention the cliffs. A hint about the height of the cliffs is the “High Point Hotel” just up the street which oddly enough is built on “High Point”.
Not quoting based on the risk of coastal erosion I could understand (although with the sea defenses here its extremely unlikely and they’d protect the road) but flooding?! I guess its possible bits of Norway might fall into the sea and cause a tsunami but thats about what it would take…